personal loan credit

In our country, the law of personal credit loan is still blank, only the applicable object of credit law is the productive enterprise, not the personal credit.

我国在个人信用贷款方面的法律依然是空白，仅有的信贷法律适用对象都是生产型的企业，而不是个人信贷。

"Credit limit" means, for a personal instalment loan or personal revolving loan, the credit limit set out in the approval for the product (as we may vary from time to time).

“信贷限额”(就私人分期贷款或私人循环贷款)指有关产品之批核所订的信贷限额(可由我们不时修改)。

With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.

在大力发展消费信贷以求增加利润时，如何规避个人信用风险已成为商业银行关注的焦点。