partial total loss

The visually handicapped are those with partial or total loss of vision and those with auditory handicaps have a partial or total loss of hearing.

全部或部分丧失视力者为视力障碍者。听力障碍者是指全部或部分丧失听力的人。

Well, roughly speaking, F. P. A. covers total loss resulting from both natural calamities and accidents, and partial loss caused by accidents.

大体上说，平安险包括自然灾害和意外事故造成的全部损失和意外事故造成的部分损失。

That is to say, the insurer is liable for all total or partial loss of or damage to the insured goods caused by natural calamities or by sea perils.

也就是说，对于自然灾害或海上风险造成的被保险货物全部损失或部分损失，保险人都负有责任赔偿。