insure against fire

The loss of all his belongings rammed home the need to insure against fire.

他的家产丧失殆尽，这使他痛感火灾保险必不可少。

Those who insure against fire and theft can set premiums on the basis of decades of experience; financial markets are inherently less predictable.

尽管那些投保火灾险和偷窃险的投机商们能根据几十年的经验来投保，但是金融市场却向来难以预测。

In other words,someone who insured such bonds against default would have, on average, mademoney (conventional insurance companies, which insure against fire or theft,have not always done so well).

也就是对这类债券的拖债风险投保的人平均是盈利的（那些针对失火或者盗窃的传统保险公司却并非总做得这么好）。