consumer credit management

He now emphasizes how Operation Hope, which runs free classes on money management and aims to raise credit scores through one-on-one counseling sessions, will add to a bank's consumer clients.

现在，他强调Operation Hope如何运作，它管理着资金管理的免费课程，并旨在通过一对一的辅导授课来提高信用评分，这样将增加银行的消费客户。

Fluctuations in economic cycles, social force majeure, poor bank management, consumer financial mismanagement, and malicious fraud, and so on, are all implied major risks for consumer credit.

经济周期波动、社会不可抗力、银行管理不善、消费者理财不善及恶意欺诈等是消费信用蕴涵的主要风险。

As the long-standing major consumer credit agencies in western developed countries, the management policies of consumer finance companies have already been quite perfect.

消费金融公司作为在西方发达国家存续已久的主要消费信贷机构，其管理政策已经建设得相当完善。