Property-damage liability

Article 122 If a substandard product causes property damage or physical injury to others, the manufacturer or seller shall bear civil liability according to law.

第一百二十二条因产品质量不合格造成他人财产、人身损害的，产品制造者、销售者应当依法承担民事责任。

General insurance can be grouped into direct business and reinsurance business. Major types of insurance service include property damage, general liability, accident and health and motor vehicles.

一般保险可分为直接保险及再保险业务，主要包括财产损坏、一般法律责任、意外及健康，以及汽车等保险服务。

Mental damage compensation means legal liability in the form of property because illegal behavior inflicts mental pain or mental benefit incurrence on civil subjects.

精神损害赔偿是指因不法行为使民事主体遭受精神痛苦或精神利益受损，而以财产方式承担的法律责任。