Home Equity Lines of Credit

Even home equity lines of credit are way down, despite the fact that they are secured by the real estate in someone's home.

即使房屋产权贷款也没有，尽管它们是由真正的房地产担保的。

Interest rates on home-equity loans and lines of credit are far lower than those on credit cards, though most banks now make you jump through more hoops to get them.

虽然如今银行手续麻烦，但房贷的利率和对信用额度的限制都比信用卡低得多。

Of its $95 billion loan book, more than a third is home-equity lines of credit and second-lien mortgages, both much riskier than the typical home loan.

在它950亿美元的贷款账目上，超过1/3是房屋净值信用额度和二胎房贷，二者都比常见的住房贷款风险高很多。