Federal Reserve Bank System

The real difference between Federal Reserve Bank System of 1913 the most important difference and the Federal Reserve System of today is that we are no longer on the gold standard.

913年的联邦储备银行系统与，当今的联邦储备银行系统之间3，不同点在于，最重要的不同点，我们不再以金本位为基础了。

So Banks that become a member of the Federal Reserve System get shares and they become Stockholders in the Federal Reserve bank.

所以，联邦储备银行的会员银行，得到股份并且在联邦储备银行成为股东，它们分得股利。

Banks still are vulnerable to bank runs because they still have deposits so the system is still vulnerable and therefore the Federal reserve has a set of reserve requirements.

银行仍然对银行挤兑敏感，因为它们仍然有存款，所以这个系统还是比较脆弱的，因此，联邦储备金有一系列的法定准备金率。